We're making Africa the first cashless continent.
In 2017, nearly 60% of adults in sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.
We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In November 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. In 2019, we expanded to Cote d'Ivoire. Now we have millions of users and are growing fast. Our goal is to make Africa the first cashless continent. And that's where you come in...
How you'll help us achieve it
We’re looking for a risk manager who’s resourceful and excited about getting things done. You'll be responsible for enabling the organization to take controlled risks, to define, deploy and manage a risk management system and offer optimized processing solutions to inform management in their strategic decisions.
In this role, you'll:
- Develop and manage Wave's risk analysis and prioritization systems including protection systems
- Identify and evaluate risks (activities, processes, information systems, production tools, external events, etc.)
- Identify and assess risks
- Implement the risk management policy
- Assist in disseminating an adequate risk culture
- Proceed to periodic reporting on risk management
- Proceed to preventive and detective controls based on our risk profile
- Monitor internal mechanisms to report, investigate and escalate risk issues
- Anticipate changes in risk trends and their effects on the organization
- Other duties may be assigned as the business may require.
- Location is primarily based in Dakar with possibility for intermittent travel throughout Senegal
- Work authorization in Senegal required
- Fluent in English, French
- Minimum of 5 years experience in risk management or fraud
- A secondary degree in Finance, Accounting, Risk Management, Business & Economics, or comparable field
Preferable aptitudes and qualities
- Have excellent analytical skills and a taste for in-depth technical investigation
- Have a strong track record of collaborating and partnering with cross-functional teams
- Have a strong ability to perform multiple tasks and meet deadlines in a rapidly changing environment
- Have written and oral communication and presentation skills, including the ability to convince and influence a wide range of partners at all levels.a Additional certification for fraud and compliance will be a plus
- Function well under pressure and high-stress environments
bonus points if you
- Have worked for an international company or have worked internationally
- We have a continuously growing in-country team in Senegal, Cote D'Ivoire and Uganda, plus remote team members spread across the world. We're deeply passionate about our mission of bringing great financial services to the people who need them most.
- We foster autonomy for our employees. You'll learn to own your own projects at every stage, from understanding the problem to monitoring your solution in production.
- We’re backed by world-class investors including Khosla Ventures, Founders Fund, Y Combinator, and the cofounders of PayPal.
How to apply
Fill out the form below, and upload a resume plus a cover letter describing your interest in Wave and the role. We review applications on a rolling basis.
Wave is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.