Send money with love.

Instant, no fee transfers from the US, UK, and Canada to Kenya, Tanzania, Uganda, and Ghana with the best rates.

Easy and Instant

Send money just like a text. The funds arrive instantly to the recipient’s mobile in Kenya, Uganda, Tanzania or Ghana.

No Fees to Send

Wave charges no fees to send money and displays live price comparisons to competitors in the app.

Safe and Secure

Wave encrypts all personal data and offers phone support every day so you always know where your money is.

Our users love Wave...

Thanks guys. You are simply the best. Moneygram and Western Union are out of business! This is the real deal for the common man.

Francis Achieng

I'm glad it's such a simple process. My family confirmed receipt. I think this is the best service for Kenyans in the US and I will spread the good news all over the States :)

Margaret Kamba

Wave has been a lifesaver! The beautiful thing is the convenience — I can send money in difficult situations and to the most remote areas of Kenya.

Josephine Mwasella

This is the most useful app on my phone! It allows me to effortlessly touch the lives of those who matter most to me.

Allan Kipkirui

No Fees! What's the Catch?

Western Union and MoneyGram make money on both exchange and fees.

Wave only makes money on our exchange rate. Because we're a software company that's automated the entire process, that's enough for us to build a sustainable business and save you $9 on every $100 transfer!